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About KKPesa Lite

KKPesa Lite is a digital credit service provided in Kenya by Payablu Credit Limited. The company is licensed by the Central Bank of Kenya to conduct business as a Digital Credit Provider under Licence No. CBK/DCP/2024/56.

Loans are denominated in Kenyan shillings (KES), with repayment terms of 91 to 365 days. The maximum equivalent APR, including interest, costs and fees, will not exceed 36%. Your approved amount, exact APR, total repayment and due date are shown in the app before you accept an offer.

Read the loan agreement or review our privacy policy.

Our Services

Apply for a loan in the app and review the full terms before accepting. Applications are subject to identity checks, eligibility and credit assessment.

Application Review

Submit your application through KKPesa Lite. Approval and disbursement depend on eligibility and verification; applying does not guarantee a loan.

Individual Loan Offers

If your application is approved, review the amount, repayment term and charges offered to you before accepting.

Clear Loan Costs

The app presents the applicable interest, fees, APR and total repayment amount as part of your loan offer.

Account Protection

We use access controls and protected connections to help safeguard information submitted through the service.

Customer Support

For help with your account, application, repayment or a complaint, email dev@payablultd.com.

Repayment Information

Check the repayment amount, due date and available payment channels in your loan details.

How It Works

The app guides you through application, review and repayment. Read the terms shown for your specific offer before accepting a loan.

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Application

Complete your application in the app with the information needed to assess eligibility.

Verification

Provide the identification and other details requested for verification and credit assessment.

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Decision

We review applications against eligibility and credit criteria. Not every application is approved.

Review Terms

If offered a loan, review the amount in KES, APR, all charges, total repayment and due date before acceptance.

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Disbursement

Once a loan is approved and accepted, funds are disbursed through the available payment channel.

Repayment

Follow the repayment amount and due date in your loan details. Contact us if you have a question or complaint.

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